Manitoba Family Services and Consumer Affairs

Proposal Development Funding (PDF)

It is an interest-free loan to help private non-profit/co-operative housing organizations prepare their detailed proposal to develop affordable housing for low-income households, persons with disabilities and seniors. The loan is intended to help reduce the costs of bringing a proposal to the financing stage. Both new construction and redevelopment projects are eligible for Proposal Development Funding (PDF) financing.

When a project receives a capital funding commitment, the PDF loan shall form part of the capital cost of the project and the advanced portion of the PDF loan will be repaid in full to Manitoba Housing from the first funding advance.

PDF loans up to $60,000 are available to develop each proposal, depending on the size and complexity of the housing project.

Eligible loan expenses may include, but are not limited to, the following:

• business planning
• soil and environmental testing
• architectural design and specifications
• legal and financing fees
• marketing expenses
• detailed feasibility and market analyses

Some activities are not eligible for PDF loans, and they include:

• initial project need assessments
• acquisition price of land
• activities undertaken before the proposal development loan was approved

PDF loans are available to groups who are or who agree to become incorporated as a private non-profit organization. Consultants, developers, municipal governments and other public agencies are not eligible for PDF loans.