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Proposal Development Funding (PDF)

Description It is an interest-free loan to help private non-profit/co-operative housing organizations prepare their detailed proposal to develop affordable housing for low-income households. The loan is intended to help reduce the costs of bringing a proposal to the financing stage. Both new construction and redevelopment projects are eligible for Proposal Development Funding (PDF) financing.

When a project receives a capital funding commitment, the PDF loan shall form part of the capital cost of the project and the advanced portion of the PDF loan will be repaid in full to Manitoba Housing from the first funding advance.

If a proposal does not proceed to commitment, the project may be considered abandoned and the expended portion of the loan may be forgiven.
Coverage PDF loans up to $75,000 are available to develop each proposal, depending on the size and complexity of the housing project.

Eligible loan expenses may include, but are not limited to, the following:
  • project drawings and specifications
  • land surveys, soil and environmental testing
  • business planning
  • cost estimating
  • marketing
  • detailed feasibility and market analyses
Some activities are not eligible for PDF loans, and they include:
  • land purchase
  • operating expenses
  • expenses related to construction activities (example: demolition)
  • activities undertaken before the PDF loan was approved
Eligibility PDF loans are available to groups who are incorporated as a private non-profit organization.  Non-profit co-operative housing associations incorporated under the Co-operatives Act of Manitoba are also eligible for PDF support.

Consultants, developers, municipal governments and other public agencies are not eligible for PDF loans.

Housing developments must target the creation of affordable housing for low to moderate-income households, persons with disabilities and/or seniors.

Affordable housing projects must be developed with at least 30% of the units renting at or below the Affordable Rental Housing levels, with rents remaining affordable for a period of fifteen years or more. Applicable Affordable Rent levels are available on the Rental Program Eligibility and Program Income Limits web page on the Manitoba Housing web site.

Applying The new on-line PDF loan intake process has been streamlined and is now more easily accessible. We now accept applications on a continuous basis which are then reviewed and prioritized.

Use our convenient e-form to start the application process.  Once you have completed and submitted the e-form, you will be contacted by us to further discuss your application.

Area served Manitoba
Hours 8:30AM - 4:30PM, Monday through Friday
Langauges English, French
Access Wheelchair accessible
Toll-free 1-800-661-4663
Telephone 204-945-4663 (in Winnipeg)
TTY 204-945-4796 or 1-800-855-0511 (Manitoba Relay Service)
Fax 204-948-3035
Address Manitoba Housing — Housing Programs
200 - 352 Donald Street
Winnipeg MB R3B 2H8
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