Insuring Regulated Vehicles

All motor carriers and operators of regulated vehicles must have basic insurance in order to operate and obtain or renew a Safety Fitness Certificate (SFC). Some types of vehicles require additional insurance up to $1 million or $2 million. Refer to the table below for a listing of vehicles that require $1 million or $2 million in insurance.

The name on the Certificate of Insurance (or vehicle registration) and the name on the SFC must be identical.

Vehicles Required to have $1 million minimum insurance1	Vehicles Required to have $2 million minimum insurance1
Busses with a manufacturer’s seating capacity of 11 people or more, including the driver Regulated vehicles that operate outside of Manitoba, including commercial trucks and limited-use commercial trucks	Regulated Vehicles used to haul dangerous goods that require an ERAP 2 Passenger Public Service Vehicles designed for carrying 11 persons or more, including the driver

¹If you require $1 million or $2 million insurance, you are required to notify the Motor Carrier Safety Program Division if your policy will not be renewed, will be cancelled or will no longer provide the minimum insurance required. You can send this communication to sfc@gov.mb.ca.

²ERAP is an Emergency Response Assistance Plan that is required by Transport Canada for those hauling certain types or quantities of dangerous goods.