Rual Homeownership

Manmitoba Housing logoProgram Information:

Manitoba Housing is offering a Rural Homeownership Program in select Manitoba communities, excluding urban centres where demand for rental housing currently exists.

See a listing of some of the homes available for purchase.

The Program has two unique streams:

Eligible households

You may be eligible for financial assistance if:

  • You currently rent a home owned by Manitoba Housing in selected rural communities or
  • You would like to purchase a vacant home owned by Manitoba Housing in selected rural communities;

And

  • You do not currently own a home or other property.
  • You qualify for a mortgage from a financial institution.
  • Household income must not exceed the following limits:
    • $63,450 for a household without children*
    • $84,600 for a household with children or dependants*

      * Effective September, 2021
  • The home you purchase from Manitoba Housing will be your principal residence.

Available Financial Assistance

Down Payment Assistance

Qualified applicants will receive financial assistance from Manitoba Housing towards the down payment for the purchase price of the home. 

The down payment assistance has two components - one is 10 per cent of the purchase price and the other is 15 per cent of the purchase price.

  • The 10 per cent amount is forgivable on a pro-rata basis over five years. This means that for each year that you own and live in the home, one-fifth of the down payment assistance will be forgiven.  After five  years, the loan amount will reduce to zero.

  • The 15 per cent amount is forgivable after 15 years of continuous ownership and occupancy of the property.  This means if you own and live in your home for 15 years or longer, you do not have to pay back the 15 per cent portion of the down payment assistance.

Example
This example shows how the Rural Homeownership Program works for a house priced at $60,000:

Purchase price:  $60,000
Down payment assistance from Manitoba Housing: 
                 10% contribution: $6,000  
                 15% contribution: $9,000  
Total value of down payment assistance available from Manitoba Housing $15,000

Mortgage amount required from Financial Institution
_______
$45,000



Additional Assistance

In addition to the down payment assistance, qualified applicants are eligible for:

  • Land Transfer Tax and Fees - paid for by Manitoba Housing,
  • Non-repayable grant – A grant of $1,500 is available to assist you with legal fees and other costs (second mortgage registration, home inspection, utility hook-up, moving costs, etc.).
Important Notes
  • Under your mortgage agreement with the financial institution where you get your mortgage, you are responsible for all payments.
  • The amount of financial assistance you receive from Manitoba Housing depends on the purchase price of the home.

Ask Us

For more information contact us through the following:

  • Phone204-451-3960 or toll-free at 1-855-201-4624 outside of Winnipeg
  • E-mail: mbrealestateinquiries@gov.mb.ca
  • In Person:  Second Floor-352 Donald Street, Winnipeg, MB  R3B 2H8

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Available Properties


Image of home for sale in Bissett, Lot 9, Block 5 indicating it has sold

Bissett - Lot 9, Block 5 information sheet (PDF)
  • $57,000
  • PRICE REDUCED
  • Three bedroom bungalow with living
    room, kitchen, bathroom, and full concrete
    basement
  • Home is 1,056 sq. ft.
  • Constructed in 1990

Crane River

SOLD Crane River- 1120 James Street information
  • $ 19,900
  • PRICE REDUCED
  • Three bedroom bungalow with a
    living room, kitchen, and bathroom
  • Home is 960 sq. ft.
  • Constructed in 1978
  • Lot is 27,359 sq. ft. or 130' x 210'
  • Legally described as L6, Pl 2039


Photo of home for sale in Eddystone.

 


Eddystone - 5 Spence Street information sheet (PDF)
  • $ 49,900
  • Three bedroom home with living
    room, kitchen, and 1 bathroom
  • Home is 1,053 sq. ft.
  • Constructed in 1990


Photo of home for sale in Eriksdale.

 


Eriksdale - 24 Second Street information sheet (PDF)
  • $ 129,900
  • Three bedroom home with aliving
    room, kitchen, and 1 bathroom
  • Home is 1,015 sq. ft.
  • Constructed in 1974


Photo of Glenboro - 219 Duncan Street

 


Glenboro - 219 Duncan Street information sheet (PDF)
  • $ 79,900
  • PRICE REDUCED
  • Three bedroom bungalow with living
    room, kitchen, and bathroom
  • Home is 1,120 sq. ft.
  • Constructed in 1988


Image of home for sale in Gunton that is now sold.


SOLD Gunton - 33 Jenny Avenue information

  • Three bedroom bungalow with living
    room, kitchen and bathroom
  • Home is 988 sq. ft.
  • Constructed in 1988
  • Full Basement


Image of home for sale in Hamiota


Hamiota - 80 9th Street SE information sheet (PDF)

  • $75,000
  • PRICE REDUCED
  • Three bedroom bungalow with living
    room, kitchen, bathroom, and full concrete
    basement
  • Home is 936 sq. ft.
  • Constructed in 1976


Image of home for sale in Lundar


Lundar - 34 Eriskon Drive information sheet (PDF)

  • $149,900
  • Two bedroom home with aliving
    room, kitchen and 1 bathroom
  • Home is 1,080 sq. ft.
  • Constructed in 1991


Image of home for sale in MacGregor


MacGregor - 11 Government Road S information (PDF)

  • $159,900
  • Two bedroom home with a living room, kitchen and 1 bathroom
  • Home is 832 sq. ft.
  • Constructed in 1959


Image of home for sale in Rorketon at 616/624 Main Street

Rorketon - 616/624 Main Street information sheet (PDF)
  • $ 32,900
  • PRICE REDUCED
  • (2) side by side units being sold together
    Each unit is a One bedroom, One Bath,
    semi-detached bungalow with living
    room, kitchen, and bathroom
  • Home is 1,040 sq. ft. in total
  • Constructed in 1980

Image of house for sale in Sprague - 81034 Morden Sprague Road

Sprague - 81034 Morden Sprague Road information sheet (PDF)
  • $ 139,900
  • Three bedroom bungalow with living
    room, kitchen, and bathroom
  • Home is 1,340 sq. ft.
  • Constructed in 1979
  • 2.81 acres

Image of house for sale in St. Lazare - SW 8-17-28W

St. Lazare - SW 8-17-28W information sheet (PDF)
  • $ 59,900
  • PRICE REDUCED
  • Three bedroom bungalow with living
    room, kitchen, and bathroom
  • Home is 960 sq. ft.
  • Constructed in 1979

Image of house for sale in St. Lazare - 186 Guay Street

St. Lazare - 186 Guay Avenue information sheet (PDF)
  • $ 44,900
  • PRICE REDUCED
  • Three bedroom bungalow with living room, kitchen, and bathroom
  • Home is 960 sq. ft.
  • Constructed in 1971
  • Full Basement


Photo of home for sale at 38 Baker Road, Vista MB

St. Lazare - 260 Guay Avenue information sheet (PDF)
  • $69,900
  • Four bedroom home with a living
    room, kitchen, and 1.5 bathrooms
  • Home is 1,200 sq. ft.
  • Constructed in 1971


Image of house for sale in St. Eustache - 41 Fort Rouge Road - Now sold

Thicket Portage - 11 Bignell Avenue information sheet (PDF)
  • $ 19,900
  • Three bedroom home with a living room,
    kitchen, and 1 bathroom
  • Home is 784 sq. ft.
  • Constructed in 1970

Image of house for sale in St. Eustache - 41 Fort Rouge Road - Now sold

Vita - 10090 Road 40E information sheet (PDF)
  • $ 89,900
  • Three bedroom home with a living room,
    kitchen, and 1 bathroom
  • Home is 1,048 sq. ft.
  • Constructed in 1982

Vogar - 34 Main Street information sheet

Vogar - 34 Main Street information sheet (PDF)
  • $45,900
  • PRICE REDUCED
  • Three bedroom bungalow with living
    room, kitchen, and bathroom
  • Home is 960 sq. ft.
  • Constructed in 1977

Vogar - 66 Main Street information sheet

SOLD Vogar - 66 Main Street information
  • $54,900
  • PRICE REDUCED
  • Three bedroom bungalow with living
    room, kitchen, and bathroom
  • Home is 1,008 sq. ft.
  • Constructed in 1991




See a complete listing of all currently available homes (PDF)

 


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