Rual Homeownership

Manmitoba Housing logoProgram Information:

Manitoba Housing is offering a new Rural Homeownership Program in select Manitoba communities, excluding urban centres where demand for rental housing currently exists.

See a listing of some of the homes available for purchase.

The Program has two unique streams:

Eligible households

You may be eligible for financial assistance if:

  • You currently rent a home owned by Manitoba Housing in selected rural communities or
  • You would like to purchase a vacant home owned by Manitoba Housing in selected rural communities;

And

  • You do not currently own a home or other property.
  • You qualify for a mortgage from a financial institution.
  • Household income must not exceed the following limits:
    • $56,694 for a household without children*
    • $75,592 for a household with children or dependants*

      * Effective January 1, 2019

The home you purchase from Manitoba Housing will be your principal residence.

Available Financial Assistance

Down Payment Assistance

Qualified applicants will receive financial assistance from Manitoba Housing towards the down payment for the purchase price of the home. 

The down payment assistance has two components - one is 10 per cent of the purchase price and the other is 15 per cent of the purchase price.

  • The 10 per cent amount is forgivable on a pro-rata basis over five years. This means that for each year that you own and live in the home, one-fifth of the down payment assistance will be forgiven.  After five  years, the loan amount will reduce to zero.

  • The 15 per cent amount is forgivable after 15 years of continuous ownership and occupancy of the property.  This means if you own and live in your home for 15 years or longer, you do not have to pay back the 15 per cent portion of the down payment assistance.

Example
This example shows how the Rural Homeownership Program works for a house priced at $60,000:

Purchase price:  $60,000
Down payment assistance from Manitoba Housing: 
                 10% contribution: $6,000  
                 15% contribution: $9,000  
Total value of down payment assistance available from Manitoba Housing $15,000

Mortgage amount required from Financial Institution
_______
$45,000



Additional Assistance

In addition to the down payment assistance, qualified applicants are eligible for:

  • Land Transfer Tax and Fees - paid for by Manitoba Housing,
  • Non-repayable grant – A grant of $1,500 is available to assist you with legal fees and other costs (second mortgage registration, home inspection, utility hook-up, moving costs, etc.).
Important Notes
  • Under your mortgage agreement with the financial institution where you get your mortgage, you are responsible for all payments.
  • The amount of financial assistance you receive from Manitoba Housing depends on the purchase price of the home.
  • Manitoba Housing will inspect the property before the sale and repair all identified health and safety concerns. 

Ask Us

For more information contact us through the following:

  • Phone204-451-3960 or toll-free at 1-855-201-4624 outside of Winnipeg
  • E-mail: mbrealestateinquiries@gov.mb.ca
  • In Person:  Second Floor-352 Donald Street, Winnipeg, MB  R3B 2H8

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Available Properties


Image of home for sale in Bissett, Lot 9, Block 5 indicating it has sold

Bissett - Lot 9, Block 5 information sheet (PDF)
  • $57,000
  • PRICE REDUCED
  • Three bedroom bungalow with living
    room, kitchen, bathroom, and full concrete
    basement
  • Home is 1,056 sq. ft.
  • Constructed in 1990

Crane River

Crane River- 1120 James Street information sheet (PDF)
  • $ 19,900
  • PRICE REDUCED
  • Three bedroom bungalow with a
    living room, kitchen, and bathroom
  • Home is 960 sq. ft.
  • Constructed in 1978
  • Lot is 27,359 sq. ft. or 130' x 210'
  • Legally described as L6, Pl 2039


Photo of Glenboro - 219 Duncan Street

 


Glenboro - 219 Duncan Street information sheet (PDF)
  • $ 79,900
  • PRICE REDUCED
  • Three bedroom bungalow with living
    room, kitchen, and bathroom
  • Home is 1,120 sq. ft.
  • Constructed in 1988


Photo of home for sale in Gretna.

 


SOLD Gretna - 630 Cobourg Avenue information
  • $ 94,900
  • Three bedroom bungalow with living
    room, kitchen, and bathroom
  • Home is 960 sq. ft.
  • Constructed in 1976
  • Full Basement
  • New Floors coming soon

Image of home for sale in Gunton


Gunton - 33 Jenny Avenue information sheet (PDF)

  • Open House - Saturday, June 19, 2021 Noon - 2:00 P.M.
  • Offers Accepted - Friday, June 25, 2021
  • Three bedroom bungalow with living
    room, kitchen and bathroom
  • Home is 988 sq. ft.
  • Constructed in 1988
  • Full Basement


Image of home for sale in Hamiota


Hamiota - 80 9th Street SE information sheet (PDF)

  • $75,000
  • PRICE REDUCED
  • Three bedroom bungalow with living
    room, kitchen, bathroom, and full concrete
    basement
  • Home is 936 sq. ft.
  • Constructed in 1976


Image of house for sale in Manigotagan - 7 Riverside Road

SOLD
Manigotagan - 7 Riverside Road information
  • $ 59,900
  • PRICE REDUCED
  • Two bedroom bi-level with living room, kitchen, and bathroom
  • Home is 816 sq. ft.
  • Constructed in 1983
  • Full Basement

Image of home for sale in Rorketon at 616/624 Main Street

Rorketon - 616/624 Main Street information sheet (PDF)
  • $ 32,900
  • PRICE REDUCED
  • (2) side by side units being sold together
    Each unit is a One bedroom, One Bath,
    semi-detached bungalow with living
    room, kitchen, and bathroom
  • Home is 1,040 sq. ft. in total
  • Constructed in 1980

San Clara

San Clara - 146 Rose Drive information sheet (PDF)
  • $ 39,900
  • PRICE REDUCED
  • Three bedroom bungalow with living
    room, kitchen, bathroom, and shed
  • Home is 1,074 sq. ft.
  • Constructed in 1989

Spence Lake - Sold

Spence Lake - Unit 21 Sabiston Crescent information
  • $ 22,000
  • PRICE REDUCED
  • Two bedroom home with living room,
    kitchen, and bathroom
  • Home is 816 sq. ft.
  • Constructed in 1990
  • Lot is .95 acres
  • Located 32.5 km from Winnipegosis; 42.8
    km from Rorketon; 51.9 km from Crane
    River; and 77.4 km from Ste Rose du Lac
    and Dauphin


Image of house for sale in Sprague - 81034 Morden Sprague Road

Sprague - 81034 Morden Sprague Road information sheet (PDF)
  • $ 139,900
  • Three bedroom bungalow with living
    room, kitchen, and bathroom
  • Home is 1,340 sq. ft.
  • Constructed in 1979
  • 2.81 acres

Image of house for sale in St. Lazare - SW 8-17-28W

St. Lazare - SW 8-17-28W information sheet (PDF)
  • $ 59,900
  • PRICE REDUCED
  • Three bedroom bungalow with living
    room, kitchen, and bathroom
  • Home is 960 sq. ft.
  • Constructed in 1979

Image of house for sale in St. Lazare - 186 Guay Street

St. Lazare - 186 Guay Avenue information sheet (PDF)
  • $ 44,900
  • PRICE REDUCED
  • Three bedroom bungalow with living room, kitchen, and bathroom
  • Home is 960 sq. ft.
  • Constructed in 1971
  • Full Basement

St. Lazare

SOLD St. Lazare - 250 Guay Avenue information
  • $ 44,900
  • PRICE REDUCED
  • Three bedroom home with a living room, kitchen, and bathroom
  • Home is 1,120 sq. ft.
  • Constructed in 1989
  • Lot is 55.55’ x 110’ or 6,050 sq. ft.
  • Town water and sewer service
  • Natural Gas furnace



Photo of home for sale at 38 Baker Road, Vista MB

St. Lazare - 260 Guay Avenue information sheet (PDF)
  • $69,900
  • Four bedroom home with a living
    room, kitchen, and 1.5 bathrooms
  • Home is 1,200 sq. ft.
  • Constructed in 1971


Vogar - 34 Main Street information sheet

Vogar - 34 Main Street information sheet (PDF)
  • $45,900
  • PRICE REDUCED
  • Three bedroom bungalow with living
    room, kitchen, and bathroom
  • Home is 960 sq. ft.
  • Constructed in 1977

Vogar - 66 Main Street information sheet

Vogar - 66 Main Street information sheet (PDF)
  • $54,900
  • PRICE REDUCED
  • Three bedroom bungalow with living
    room, kitchen, and bathroom
  • Home is 1,008 sq. ft.
  • Constructed in 1991




See a complete listing of all currently available homes (PDF)

 


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